P& C Employees Federal Credit Union e-Newsletter

Winter 2007

Fall 2006 Newsletter

Spring 2006 Newsletter

Fall 2005 Newsletter

There's still time to enter our coloring contest.  Deadline is January 31st so click the picture to print it and have your child color away!   We are giving away a $50.00 U.S. Savings Bond!

How many times have you heard it, on the news, in the paper, maybe even experienced it for yourself.  ACCOUNT FRAUD is one of the latest growing crimes in the nation.  P&C EFCU has safeguards to help prevent and detect account fraud, but it is YOUR knowledge, awareness and alertness that are the first and most important first lines of defense. There are many forms of account fraud.  There's checking account fraud, credit card fraud, ATM fraud, Identity Theft (see our last newsletter), and electronic account fraud. The first defense in preventing account fraud is through careful and diligent safeguarding of your account information.  Do not treat your account information casually or provide it to unknown parties, especially to solicitations received by the phone or internet.  PROTECT your account and information, treat it like gold.  ONLINE transactions should only be done on secure Web pages (https:) and identified by a little lock (that is locked) displayed in the lower right corner of your browser.  DO NOT send credit/debit card information in an email, they are not secure.  REPORT any lost or stolen credit/debit cards to the issuing institution immediately.  SHRED any documents containing your account or personal information, including unused checks, ATM receipts and store receipts.  DEPOSIT outgoing mail directly into post office boxes, NOT in your own mailbox. Believe or not, people steal mail from mailboxes.  If you are going on vacation, have the post office hold your mail until you get back. Always be sure to contact us or affected financial institutions immediately as soon as you learn you have been a victim of account fraud.  In most cases this will limit or eliminate the amount for which you might be liable on your loss.  For additional information about fraud, you can contact the National Check Fraud Center at www.ckfraud.org or (843) 571-2143, or the United States Government website on Identity Theft at www.consumer.gov/idtheft.

COMING SOON?

We've announced it's coming and you've asked when...  Well, we are still in the designing stages and hopefully we will be able to open our new doors in 2007.  We will keep you all posted with updated information on our new credit union.  Thank you for your patience.

2007 Credit Union Holiday Schedule

Presidents Day February 19th - CLOSED Good Friday April 6th - CLOSE at 3:30pm Memorial Day May 28th - CLOSED Independence Day July 4th - CLOSED 2007 Scholarship Tournament July 24th - CLOSED Labor Day September 3rd - CLOSED Columbus Day October 8th - CLOSED Veterans Day November 12th - CLOSED Thanksgiving Eve November 21st - CLOSE at 3:30 Thanksgiving Day November 22nd - CLOSED Christmas Eve December 24th - CLOSE at 1:30 Christmas Day December 25th - CLOSED Year End Processing December 31st - CLOSED

If you have signed up for Home Banking, you may have noticed our enhanced security on your online account information.  This is for your protection and provides a higher level of security against account fraud.  If you are not a Home Banking member, consider signing up today.  There is a link on our home page (HFS Banking).  If you have any questions, feel free to call our office at (315) 468-0699 or toll free at (888) 890-7744.

Have you checked out our P&C EFCU Kids Club page on our website?  We have recently updated this page with new tools.

Kids love our Googelplex interactive pages.  And they are only a click away.  These are educational pages for all grade levels.  Check them out today.